Banking on Your Own Terms

Banking on Your Own Terms:

How a Savvy Real Estate Investor Used a 100 Year Whole Life Insurance Policy to Fund a Multifamily Property

Alex had a dream – to invest in a multifamily property that promised solid returns. There was just one problem: securing a loan for such a venture was proving to be quite the task. But Alex, being the savvy investor he was, had a secret weapon: his 100 Year Whole Life Insurance Policy.

Alex had discovered the magic of this policy a few years prior. Shane, from the 100 Year Team, had shown him the possibilities of turning this policy into his very own bank. The concept was simple: instead of borrowing from a traditional financial institution, Alex could borrow against his insurance policy. The cash value of his policy would serve as collateral, and the best part? He would have full control over the repayment terms.

So, Alex decided to give it a shot. He borrowed against his policy to fund the purchase of his multifamily property. Now, he didn’t just stop there. He used the cash flow from the property’s rental income to repay the loan against his policy. It was a beautifully efficient cycle: his investment was paying for itself!

Fast forward a few years to today, Alex’s multifamily property is flourishing. The cash flow it generated not only helped him repay the loan, but it also created a healthy income stream. In essence, Alex had become his own bank. He had the power and flexibility to invest in his dreams without the red tape, high interest rates, or rigid repayment schedules of traditional banking.

If you’re reading this and thinking, “That sounds fantastic, but is it really possible for me?” The answer is a resounding YES. If you’re intrigued by Alex’s story and want to explore how you can also fund your REI dreams through a policy like this, it’s time to schedule a call with the 100 Year Team.

The 100 Year Team is passionate about helping people like you take control of their financial future. They’ve mastered the art and science of leveraging whole life insurance policies to create personal banking systems, and they’re ready to share their expertise with you.

Just think about it: You, like Alex, could become your own bank, making your money work harder and smarter for you. So why wait? Schedule a call with the 100 Year Team today and discover how you can transform your financial journey, one investment at a time. It’s time to turn your financial dreams into reality, and it all starts with that first step. Let us guide you on this exciting path.

When you work with us, you’ll start our proven process to implement a policy that is designed specifically to your needs to you, plus you’ll receive ongoing support after the policy is issued. Our proven process includes:

Vision and Discovery

We won’t force you into a one size fits all solution. Through exploring your values around money and real estate investing, reviewing your current strategies, and understanding your personal goals; we’ll create a blueprint to achieve your objectives. We call this Personal Financial Engineering. 

Tailored Approach to Your Policy Goals Using the 100 Year Design

Our Team Members are independent insurance agents, which means they can work with any insurance company in the market. They’ve handpicked a few carriers that offer the features and products needed to maximize your benefits:

• Permanent death benefit protection for your family and assets, paid income tax-free to your beneficiaries.
• Riders to keep the insurance costs low and exponentially grow the cash value
• Access to your death benefit if you suffer from a chronic, critical, or terminal illness
• Flexible premiums so you can continue to successfully fund your policy when your income ebbs and flows
• The ability to borrow against your cash value within the first month of starting your policy
• Nondirect recognition of policy loans, so the growth of your cash value is not interrupted if you have to borrow against the policy
• Tax-advantaged growth and distributions
• Opportunity to earn dividends.

In addition to the features above, 100 Year REI Team members choose to only work with mutually owned insurance carriers that have a 100+ year track record and strong rating with the credit bureaus. 

Implementation

Once your policy is funded, we continue to build a long-term relationship with you to help implement the Dual Asset Strategy. We conduct ongoing reviews with our clients and have a fantastic customer service team that will serve you for years to come. The 100 Year Team has over 100 years of combined experience and specializes in working specifically with Real Estate Investors. The special design of a 100 Year structured policy can help you grow and diversify your portfolio and protect your legacy by creating generational wealth.

Making the Right Decision

We believe that life insurance is not an emotional decision, but a sound risk management decision, which provides protection and opportunity for the future. Our Team is here to help clear your doubts and provide knowledge that will enable you to understand the value it offers in the long run. Don’t let the many myths in the insurance market affect your buying decision. Instead, talk to one of our licensed agents about your specific situation.

Talk to our Team today to find out more about advancing your plan.