Where Are You On Your Journey of Creating Generational Wealth?
A Dive Into the 4 Personas of the Journey
#1 You have never heard of The 100 Year Real Estate Investor.
This is a strategy built upon a reliable product known as whole life insurance. But- it is more than just life insurance.
How? Because of the unique way that we design these policies, you can expect to have more cash value than a typical life insurance policy.
Plus, you can borrow against your policy while continuing to grow your cash value as if you never touched it.
You can use the policy loan to invest in real estate, creating two assets at once- The whole life policy and the incoming-producing real estate property.
You can also use your cash value for things like a fix or flip, unexpected property repairs, or hard-money lending.
It also has tax advantages, protection for unexpected medical expenses, and an increasing death benefit. This is a way to make your money work harder for you.
While dividends are not guaranteed and are based on the profitability of the insurance company, the 100 Year Real Estate Investor policies are only underwritten by carriers who have a tested track record of paying those dividends without skipping a year.
# 2 You have heard of this strategy, but aren’t convinced it’s right for you.
There are so many myths around what whole life insurance is, and much of the information out there is just not true. Below are the top 3 misconceptions about whole life insurance.
MYTH: It’s better to buy term life insurance and invest the difference.
BUSTED: Real Estate Investors know better than anyone, that it is better to own than rent. Why rent your insurance when you can own it and benefit from the equity built inside your policy?
MYTH: Whole life insurance can take decades to produce a rate of return.
BUSTED: 100 Year Real Estate Investor policies are designed much differently than the whole life policies that you’re likely familiar with. Because of this special design, there is far more cash value upfront and as well as more efficient growth long term.
MYTH: It’s too expensive or I’m not sure if I can afford it.
BUSTED: The 100 Year REI Clients begin their policies with as little as hundreds of dollars a month, up to hundreds of thousands of dollars a year. The policies are not one-size-fits-all, and our Team can design a policy that fits your specific situation.
If you’ve heard another myth you’d like our team to bust, schedule a call, and we’ll change your mind.
#3 You have some other type of life insurance, but not whole life insurance.
It’s okay if you have purchased another type of life insurance before hearing about this concept. Gino himself even bought both term and indexed universal life insurance policies before learning how to use this strategy. It’s never too late, and you can still benefit from becoming a 100 Year Real Estate Investor.
What are your long-term financial goals? Remember, as a Real Estate Investor, you’re already taking a lot of risk. Does it really make sense to take risk with your safe money as well?
What was the purpose of the policy that you already began?
How well is your current policy helping you to achieve your financial objectives?
Our Team is happy to review what you currently have in place, provide a second opinion, and ensure that you are on a path toward achieving your goals. Click here to set up a time to chat with us.
#4 You have a whole life insurance policy, but was it designed to your fullest benefit?
Most whole life policies will perform over time, but not all of them have the features and benefits used by The 100 Year Real Estate Investor.
Some questions you should consider when evaluating your current policy are:
- Is your policy with a mutually-owned insurance company?
- Does the company offer direct or nondirect recognition on policy loans?
- Are there riders attached to your policy that help your cash value grow more efficiently?
- How well is your policy helping you to achieve your long-term financial goals?
Our Team has over 100 years of combined experience and specializes in working specifically with Real Estate Investors. The special design of a 100 Year policy helps you grow your portfolio and protect your legacy by creating generational wealth.
If you’d like for us to evaluate your current policy to ensure that it was designed to your fullest benefit, please book a call with our Team.
Every person and their situation is different, and our Team is dedicated to understanding the full picture of your financial situation and goals. We will help you to make an informed decision whether this strategy is right for you. Book your call today to find out where you are, or to get started!